Personal Savings
These accounts require a minimum deposit of $200.00 at account opening. A minimum daily balance of $200.00 must be maintained to avoid account maintenance charge. Transaction limitations apply to this account. Image statement received quarterly. This is an interest earning account compounded quarterly. For current interest rate please contact one of our customer service representatives.
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Youth Savings (Yes II Savings)
YES Savings for Minors
This is open to all as long as it is for the benefit of Minor children. The account must be opened in the minors name. This account requires no minimum deposit to open and is not subject to account maintenance charge. Transaction limitations apply to this account. Image statement received quarterly. For current interest rate please contact one of our customer service representatives.
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Money Market Deposit Account (MMDA)
These accounts require a minimum deposit of $2,500.00 at account opening. A minimum daily balance of $2,500.00 must be maintained to avoid an account maintenance charge of $10.00. Transaction limitations apply to this account. Image statement received monthly. This is an interest earning account compounded monthly. For current interest rate please contact one of our customer service representatives.
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Certificates of Deposits (CD's)
The bank offers a variety of CD’s to meet your investment needs. You can open a CD with a term as short as seven days or as long as three years. For more information on our CD products visit with or call one of our Customer Service Representatives today.
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Individual Retirement Accounts (IRA)
IRA Statement Savings
This account is for the purpose of allowing account holders to save for retirement. This account requires a minimum deposit of $100.00 at account opening. Account maintenance charge does not apply to this account. Withdrawals made before the age of 59 and 1/2 are subject to bank and IRS penalties. Image statement received quarterly.
IRA Certificates of Deposit
The bank offers a variety of CD’s to meet your investment needs. You can open a CD with a term as short as seven days or as long as three years. For more information on our CD products visit with or call one of our Customer Service Representatives today.
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Christmas Club
This is a “BONUS” club account. If all required weekly deposits are made the account will pay a bonus of $10.00. The deposit period for this account runs from November to October. The funds from these accounts are dispersed to account holders by check in November of each year. Customers can open $5.00, $10.00 or $20.00 clubs, which pay out $250.00, $500.00 and $1,000.00 respectively plus bonus to all customers who made their required deposits.
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